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Educational Articles

Why Invest in Mutual Funds?

Discover the benefits of mutual fund investing and why it's an ideal choice for building long-term wealth.

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Start with ₹500, Add More Later

Learn how to begin your investment journey with just ₹500 and gradually increase your investments.

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Returns from ₹500 Monthly SIP

See real examples of how a ₹500 monthly SIP can grow over different time periods.

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Large Amount Investment Myth

Debunking the myth that you need large amounts to start investing in mutual funds.

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SIP vs Lump Sum

Understand the differences between SIP and lump sum investments and which is better for you.

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Risk Management in MFs

Learn how to manage risks effectively while investing in mutual funds for better returns.

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Frequently Asked Questions

What is the minimum amount to start a SIP?

You can start a SIP with as little as ₹500 per month in most mutual fund schemes. This makes investing accessible to everyone, regardless of their income level.

How are mutual funds taxed?

Equity mutual funds held for more than 1 year are subject to Long Term Capital Gains (LTCG) tax of 10% on gains above ₹1 lakh. Debt funds have different tax implications based on holding period.

Can I stop or modify my SIP?

Yes, SIPs are flexible. You can pause, stop, increase, or decrease your SIP amount at any time without any penalty. This flexibility makes SIPs ideal for changing financial situations.

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